228 loan - An Overview
228 loan - An Overview
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(5) An index of retail banking services (including several hours of Procedure, available loan and deposit products, and transaction fees) generally provided in the bank's branches and descriptions of fabric variances in the availability or expense of expert services at individual branches, if any.
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The Board considers Group improvement loans and Neighborhood progress investments allotted pursuant to paragraph I.b of appendix B to this section.
The inclusion of the affiliate's loans, investments, services, and items within a lender's system, or inside of a joint system of affiliated depository institutions, is issue to the following:
) Specific details about the dollar number of the Group improvement loan or Neighborhood progress expense that was allocated to every county served through the loan or investment, if offered.
The Board considers the department availability and solutions offered at branches of banking companies that operate one or more branches pursuant to paragraph (b)(two) of the area.
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(iv) The Local community advancement solutions requires of its facility-dependent assessment areas served by the financial institution which are included because of the strategy.
(i) All the knowledge essential for the financial institution's public file need to be maintained at the principle office and, if get more info an interstate bank, at 1 branch Workplace in Each and every State; and
(B) Inside five calendar days of your ask for, all the data that the lender is needed to keep up less than this section in the public file associated with the ability-centered evaluation area by which the branch is located.
A large bank should gather and report to the Board each year by April one a listing of Each individual retail lending evaluation space demonstrating the States, MSAs, and counties in the retail lending evaluation area for the prior calendar year.
Loans by a bank directly to corporations or farms, together with, although not limited to, loans in conjunction or syndicated having a U.
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